Insurance for Upholstery Shops

Upholstery covers our furniture, and insurance covers fabric shop owners in the event of a lawsuit.

Small business owners make significant investments in their craft, and a costly lawsuit or claim could be their demise. Don't let this happen to your clients. Discuss coverage options that go beyond typical insurance to ensure upholstery shop owners can continue bringing color and texture into their clients homes.

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customers buying fabric

Coverage to Consider

There are a number of insurance coverages owners of retail businesses should consider:

  • General Liability: Upholstery shop owners need general liability coverage to protect themselves in the event a customer is injured inside their store. This policy would provide coverage for legal fees and damages associated with lawsuits, as well as medical bills for customer injuries.
  • Business Owners Policy (BOP): A BOP policy includes General Liability as well as Physical Damage insurance for property, and any inventory inside, in the event of a covered loss.
  • Worker's Compensation: A coverage that protects shop owner and employees in the event someone is injured on the job.