Insurance for Medical Research & Manufacturing Facilities

This specialized field requires a specialized insurance package.

Medical Research and Manufacturing operations are handling hazardous materials on a daily basis. Employees may be injured or become ill, and environmental impacts must also be considered. Equipment is delicate and must be protect as well. Ensure clients can continue to carry on with this important work with Medical Research and Manufacturing insurance.

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Coverage to Consider

Medical Research and Manufacturing operations have unique risks and need coverage beyond standard markets. Discuss with them the following:

  • Business Owners Policy (BOP), or Commercial Package: Covers general liability, including claims of bodily injury from accidents filed by a third party, and covers the company's property such as equipment.
  • Commercial Auto: Covers the company's vehicles in the case of an accident or injury.
  • Workers Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Inland Marine: Covers any transportation of the company's equipment.
  • Pollution: Protects company in the event of a pollution event.