Insurance for Golf Courses

Proper insurance coverage is a must to keep golf courses on par for success without a risk of loss of income.

Golf is the ultimate escape for many enthusiasts; however, risks do exist on the fairways and greens. Accidents can and unfortunately do happen, and you'll want to ensure your clients aren't handicapped from a costly lawsuit or claim with insurance coverage designed specifically for their unique needs.

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golf clubs on fairway

What types of coverage do golf courses need?

Clients in the golfing industry need coverage beyond what a basic policy offers. Discuss with them the following:

  • General Liability: Covers property damage and bodily injury from third party claimants.
  • Worker's Compensation: Protects  employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Property: Covers the course from damage occurring from natural causes such as hail, or guests who cause damage.
  • Liquor Liability: Protects from incidents involving alcohol.
  • Commercial Auto: Covers damage and liability on the company's work related vehicles.