Cleaning & Janitorial Services Insurance

Keep clients in the janitorial field clean from claims with Cleaning and Janitorial Services Insurance.

Small or even one-person businesses need to stay profitable to survive. Injuries, illness, or property damage are just a few of the risks that could put your client in jeopardy of loss of income due to a costly claim or lawsuit. Ensure these businesses can stay afloat with proper coverage.

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Who Needs Cleaning and Janitorial Services Insurance?

This type of insurance should be considered, but is not limited to, clients in the following businesses:

  • House Cleaners
  • Carpet Cleaners
  • Commercial/Office Cleaning Services
  • Laundry Services
commercial cleaner mopping floor

What Type of Coverage Do They Need? 

Clients who clean for a living should consider the following:

  • General Liability: Covers property damage and bodily injury from third party claimants (property owners).
  • Business Owners (BOP) - If the client owns the business, a BOP covers general liability and  property such as cleaning equipment from theft or damage.
  • Worker's Compensation: Protects cleaning company employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Commercial Auto: Covers damage and liability on work related vehicles.